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State Capital Service Update Regarding COVID-19

On behalf of all of us at State Capital, we hope you and your friends, families, and colleagues are safe. Our hearts go out to all those who are being impacted by the effects of the coronavirus.

As you continue to adapt to a new way of life, we’re here for you. Our website is fully functional to order, track, and retrieve your searches, 24/7/365. We continue to obtain the latest index records to remain current with certifying the reports we deliver back to you. We know that many of you are working remotely, as is everyone at State Capital. Rest assured we are still available to help you sustain traction and ensure business continuity.

While we at State Capital work remotely, we ask that our customers please use email to contact us for the fastest and most reliable response times. If you need to speak with an associate, let us know in your email with your contact information, and a State Capital representative will call you promptly.

For questions regarding your searches, email the department you need to contact:

We hope that you and your families remain safe and healthy during this challenging time.

Sincerely,
Chris Eler, President & CEO
State Capital 

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What is a Title Search? Brush Up on This Type of Public Records Search

Title, legal, lending and real estate professionals often consult public records to dig deep and uncover information about a property that helps buyers and other individuals do business the right way. Public records search tools gather info from several different types of documents to produce useful reports that feature up-to-date details and accurate historical data for easy review and use. Fundamental to every beneficial public records search platform is a title search function.

Read more “What is a Title Search? Brush Up on This Type of Public Records Search” >

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How Child Support Works in New Jersey

Each state has its own unique approach to how child support payments are calculated, collected and enforced. While the general protocols may be similar, it’s important to know the specifics of your state, especially as they change over time. We’ve discussed child support judgment searches before, so in this blog, we’re taking a closer look at how child support really works in the state of New Jersey.

Read more “How Child Support Works in New Jersey” >

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NJ State UCC Filing: What You Need to Know About Filing a UCC Lien

UCC Filing refers to the filing of a UCC-1 financing statement, a document submitted to the Division of Commercial Recording. UCC is an acronym for Uniform Commercial Code, a set of laws that seek to universalize policies that govern transactions across the United States. Under the Uniform Commercial Code, creditors file the UCC-1 financing statement to advise the government and potential creditors of the interest they, the creditor, have in the debtor’s business or assets. Learn what a UCC filling can do for you. Read more “NJ State UCC Filing: What You Need to Know About Filing a UCC Lien” >

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The Importance of Research When Buying a Foreclosed Home

Buying a foreclosed home is a high-risk, high-reward situation, and with 676,535 US properties being foreclosed in 20171, there are more than enough options for the interested buyer. A house is subject to foreclosure when the current owners are unable to pay their mortgage and the bank or investors buy the house back from them. Most foreclosed homes are then bought by investors or private parties with the intent of updating or fixing them, and flipping them back on the market for a higher price than they were purchased for.

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5 Tips for a Successful NJ Child Support Judgment Search in 2019

A child support judgment is the court decision that mandates a party pay child support. When someone has an outstanding balance on their child support payments, he or she is a child support debtor. Due to the nature of child support, the payment of child support debt takes priority over any other debt, except outstanding state income tax, that might be taken out of a person’s wages or funds.

Child support judgment searches are an important part of a legal professional’s job. The state of New Jersey requires legal professionals to determine if the clients they represent are not child support debtors before allowing their client to receive net proceeds from any settlement, judgment, inheritance or award. Additionally, if the “determination,” or outcome of the search, demonstrates that a client is a child support debtor, the legal professional who initiated the search needs to arrange with the client, and the Probation Division of the Superior Court, for the child support debt to be paid out of the sum of money the client would have received. Here’s how to complete a successful NJ child support search in 2019.

Read more “5 Tips for a Successful NJ Child Support Judgment Search in 2019” >

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Judgment Liens: What They Are and How to Remove Them

A lien is essentially a claim put on a piece of property owned by someone else. For example, when a party takes out a loan to purchase a house or other piece of property, they sign a contract agreeing to pay back the debt they owe. Due to the amount being borrowed by the purchaser, which is typically an amount larger than a normal purchase, the creditor requires some form of security in the event the debtor stops paying back or defaults on the debt they owe.

Read more “Judgment Liens: What They Are and How to Remove Them” >

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What Can a Public Records Search Do For You?

Did you know that a large amount of important information is freely available to the public through public records searches? If you’re a title, legal or lending professional, you know the importance of dependable public search results. However, you may not know the full range of useful information that public records can provide. Let’s explore in depth the benefits and applications of public records information.

Read more “What Can a Public Records Search Do For You?” >

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NJ Judgment Searches: What Are They and How Are They Used

One of the most informative tools to use when looking for the outcome of a lawsuit is a record search. Record searches allow attorneys and individuals to research the outcomes of judgments on certain cases and civil actions. Records searches can contain child support judgments, judgment liens and patriot name searches. Learn about these three types of judgment searches and discover how they can be applied and used to facilitate and resolve real-world scenarios.

Read more “NJ Judgment Searches: What Are They and How Are They Used” >

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